The End of Classes in Covington

At least for now.

Last year, the third insurance carrier for our building on Willard Street told me it was not renewing our policy. The reason: their new product line didn’t fit our situation and needs.

So for the last six months, I have shopped hard for a replacement policy with both independent agents and carriers that specialize in unusual circumstances. I have had no luck.

Last week, I made the difficult decision to stop holding classes here. We will finish out this season with the classes we’ve scheduled through December.

That’s all there really is to say, but I know this must seem like I’m just an idiot who doesn’t know how to buy insurance. I am, after all, from the hills of Arkansas and was just recently introduced to footwear and flush outhouses.

If you’re not from the United States, you might be even more confused. Why do I need insurance if some student cuts his hand with his own chisel and his own mistake?

In this country you cannot sign away your liability. The “waivers” that you sign before c…